Charlotte defeated Monmouth 42-35 on Saturday in a high-scoring contest that exceeded the over-under of 66.0 points. The 49ers covered the -2.5 spread, holding off a late surge from the Hawks.

Charlotte dominated the second half, particularly the third quarter where they outscored Monmouth 21-7. The Hawks answered in the fourth quarter with 14 points to make it competitive, but Charlotte's 14-point fourth-quarter output proved decisive.

Monmouth's Derek Robertson led all passers with 410 yards, while Makhi Green caught 9 passes for the Hawks. Charlotte's ground game was anchored by Rod Gainey Jr., who rushed for 74 yards.

Key plays included a 62-yard completion from Conner Harrell to E. Jai Mason in the third quarter that set up scoring opportunity, along with a 55-yard Mason reception in the fourth. Robertson found Marcus Middleton for an 18-yard gain in the third quarter for Monmouth. However, turnovers hurt Charlotte early—a fumble recovery and interception for Monmouth in the first and second quarters respectively—but ultimately weren't enough to secure the victory.